![]() ![]() However, because Freeport participates in the National Flood Insurance Program, you can purchase a separate flood insurance policy. Your regular homeowners insurance policy does not cover damage from floods. If you do not have flood insurance, talk to your insurance agent.Freeport's discount has been increased to 15%. This outreach project is part of the program that has granted Freeport a discount on your flood insurance.Special Tips for those Living in the Special Flood Hazard Area a residence damaged so that the cost of repairs equals or exceeds 50% of the building's value before it was damaged must be elevated above the base flood elevation) Substantially damaged buildings must also be brought up to the same standards (e.g. Be further advised that the National Flood Insurance Program (NFIP) requires that if the cost of reconstruction, rehabilitation, addition, or other improvements to a building equals or exceeds 50% of the building's market value, then the building must meet the same construction requirements of a new building. Building permits must be obtained prior to this all work. Make sure that the professional you hire to do your retrofitting project has demonstrated an expertise in this type of work.Building materials below base flood level are removed and are replaced to allow floodwaters into the building to counter the pressure on the outside walls. Wet flood proofing means modifying a building so that floodwaters will cause only minimum damage to the building and contents.are closed permanently or they are temporarily sealed with removable shield or sandbags. Walls are coated, openings such as windows, doors, etc. Dry flood proofing which means sealing a building to keep floodwaters out.This application works best where floodwaters do not exceed three feet. Install floodwalls that have been properly designed to resist water pressure and are of sufficient height.The Building Department can show you examples of homes (large and small) that have been elevated and have a list of contractors who do the work. Most houses can be elevated so that the lowest floor is above the flood protection level.If you require an Elevation Certificate, please contact the Building Department to see if we have one on file. The Building Department maintains Elevation Certificates.If you are interested in being considered for a building elevation project, please send a letter of interest to the Freeport Building Department. We will continue to seek funding to assist property owners with flood mitigation projects. The Village has been very successful in the past securing financial assistance for various projects. These Federal programs are designed to provide assistance to state and local governments in implementing long-term hazard and flood mitigation measures. Hazard Mitigation Grant Program and Flood Mitigation Program The streets cannot drain properly if these drains are clogged. Make sure that it is not clogged with leaves and other debris. Report all incidents to DPW and the Building Department if your property is located near a storm drain. Violators will be subjected to fines up to $1,000 / Offense in Village Court. It is important that you report any kind of dumping or other conditions which are interfering with the proper functioning of this system. The drainage system is maintained by DPW. If you can't make it to our office, a representative will schedule a site visit to help answer your questions. The Freeport Building Department has Certified Floodplain Managers on staff to answer any questions regarding Flood Hazard Information and Mitigation Activities. As a participant in the National Flood Insurance Program(NFIP), The Incorporated Village of Freeport has started an outreach program in an attempt to have the flood insurance rates reduced village-wide and in order to address the problems in this zone. This information is being offered to alert you that your premises may be located in, or adjacent to, a special flood hazard area (SFHA), as determined by the Federal Emergency Management Agency (FEMA). ![]()
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